Omni is a traditional licensed Installment Loan Company making fully amortizing loans with no balloon payments. We are NOT a payday lender. Our military loans are generally available in amounts ranging from $500 to $10,000 with repayment terms from 6 to 36 months. Our military loan rates and terms will vary depending on several factors such as state law, the amount and length of the loan, current financial obligations, past credit history and other applicant creditworthiness qualities. We make loans with federal APR’s that range from low single digit amounts going up to a maximum of %. Lower rates may be available depending on your credit standing. See sample loan below.